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  Paybis is a innovative crypto‑payment solution, established in 2014 and
  headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling
  billions in transaction volume :contentReference[oaicite:1]index=1.
  
  The platform offers a desktop & mobile wallet as a service and on‑ramp/off‑ramp API
  integration options for businesses, letting users to buy, sell, swap and accept crypto payments instantly across
  traditional and blockchain rails :contentReference[oaicite:2]index=2.
  It facilitates over 50 payment methods including
  credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX,
  Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :
  contentReference[oaicite:3]index=3. With a low minimum entry fee—starting
  at around $2–5 depending on volume—and clear fee disclosure
  (typically 2 USD minimum commission and card or e‑wallet fees up
  to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing :
  contentReference[oaicite:4]index=4. Through its secure
  MPC architecture, which splits private keys across multiple parties, ensures on‑chain transparency,
  user control, and strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  The company is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered
  in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks
  for larger transactions while offering optional no‑KYC
  flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  
  Businesses can integrate Paybis in hours through SDKs and
  APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%)
  and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming platforms, DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or mass
  crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  
  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios,
  or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its
  customer‑friendly design and straightforward crypto
  onboarding flow :contentReference[oaicite:9]index=9.
  
  Altogether, Paybis represents a robust, secure, and flexible crypto
  payment and wallet solution ideal for businesses wanting to bridge fiat
  and crypto with minimal hassle and strong compliance frameworks.