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  contentReference[oaicite:1]index=1. The platform delivers a
  desktop & mobile wallet as a service and on‑ramp/off‑ramp API
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  contentReference[oaicite:2]index=2. It facilitates over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank
  transfers, etc., across 180 countries and 80+ fiat currencies :
  contentReference[oaicite:3]index=3. With a low minimum entry
  fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees up to ~4.5–6.5%,
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  :contentReference[oaicite:5]index=5. The company is registered as a Money Service
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  and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and
  APIs, access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over
  nine languages :contentReference[oaicite:7]index=7. Use cases include wallets,
  fintechs, marketplaces, gaming platforms, DeFi services,
  and global platforms in need of stablecoin payouts, IBAN‑based settlement,
  or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such
  as account suspensions without explanation, slow refund processing in rare scenarios, or
  payment verification difficulties—overall feedback through Trustpilot
  and other independent reviews is largely positive with nearly 5‑star ratings
  thanks to its customer‑friendly design and straightforward crypto
  onboarding flow :contentReference[oaicite:9]index=9.
  Altogether, Paybis represents a robust, secure, and flexible crypto payment and
  wallet solution ideal for businesses wanting to bridge fiat and crypto with minimal hassle and
  strong compliance frameworks.
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